72t Distribution Software calculates a series of substantially equal payments from an IRA account to avoid the early withdrawal 10% penalty. This calculation is pursuant to Section 401(a)(9) of the Internal Revenue Code (IRC) and substantially equal periodic payments (as described in IRC Section 72(t) and IRS Notice 89-25). Utilizes the UP-1984 Mortality Table. * Import latest AFR from the Internet * Database Backend * Utilizes the UP-1984 Mortality Table * Print a Comprehensive Report Our 72t Distribution Software is used by financial advisors, retirement planners and brokers.